Group Benefits for Small Businesses
Running a business presents many daily challenges, but here’s a decision that’s easy to make. When seeking an affordable way to give your employees the advantages offered by a group benefits plan, I can help.
The LaunchPlan™ is a group benefits program designed exclusively for companies with 2 to 9 employees. It’s a straightforward plan that’s easy to get started and easy for your employees to use and understand. It offers an affordable, sustainable way to protect employees and build a better business.
If you are looking for a wider selection of benefits products and services with greater flexibility for your company, ask us about AlphaPlus®, a benefits plan suited for small businesses with 2 to 24 employees.
The LaunchPlan™, AlphaPlus® and Group Benefits are offered through Manulife Financial (The Manufacturers Life Insurance Company). The LaunchPlan is not offered to groups with a business presence in the province of Quebec.
Chambers of Commerce Group Insurance Plan
Whether you're a solo entrepreneur, home-based business or part of a larger firm, benefits are a very important part of your financial security. The Chambers Plan creates a solid foundation for that security, based on a benefit program designed specifically for small-business owners, just like you.
All it takes to join is membership in a participating Chamber of Commerce or Board of Trade. You'll get the security you need, along with a benefits program that's personalized for you and your company. You'll also get:
- Guaranteed Coverage
- Plan Flexibility
- Customer Service
To get a quote, please contact myself or click on the link below:
MyHSA
Health Spending Account
An HSA is a Canada Revenue Agency approved method to provide medical, dental and vision benefits in a tax-effective manner. The Corporation can write off 100% of the costs related to its HSA. All expenses are Tax Free to the employees.
Employees may claim for any medical expenses that are allowable under the Income Tax Act: http://www.cra-arc.gc.ca/tx/tchncl/ncmtx/fls/s1/f1/s1-f1-c1-eng.html
The employer has complete control over which employees are covered under the plan and what amount they give them to spend. All claims are made online. Once approved, the reimbursement goes directly into the employee's account within 1-3 business days.
No set up fees, no monthly fees, no fees to add or remove employees. Only cost is the claim amount, a 10% administration fee and tax which is deducted from the company account once claim is approved.